SHIELDBILL PAY
Your rolling-reserve review checklist.

Know what is retained, when it can be released and how the next offer compares.

[ ] 1. Record the reserve rate, covered sales and holding period from the notice.
    Owner / evidence: ______________________________
[ ] 2. Separate scheduled releases from the date the provider reviews the reserve itself.
    Owner / evidence: ______________________________
[ ] 3. Reconcile gross sales, fees, deductions, refunds, disputes and released funds.
    Owner / evidence: ______________________________
[ ] 4. Follow any review route with accurate fulfilment and processing records.
    Owner / evidence: ______________________________
[ ] 5. Compare the next PSP’s written reserve, settlement, fee and exit terms.
    Owner / evidence: ______________________________
[ ] 6. Approve and test any new connection while retaining responsibility for the old reserve.
    Owner / evidence: ______________________________

Next action: ____________________________________
Target date (once confirmed): ____________________

The calculation example is illustrative. Existing reserves follow the original provider’s terms; another PSP can require its own reserve. Do not use a backup to evade agreed risk controls.

Source guide: https://shieldbillpay.io/guides/rolling-reserve/
Payments guidance: https://shieldbillpay.io/editorial-policy/