SHIELDBILL PAY
Your Square held-funds checklist.

Identify the transfer problem and prepare future processing separately.

[ ] 1. Match the missing amount to payment completion, transfer status and destination bank.
    Owner / evidence: ______________________________
[ ] 2. Check the account-review, information-request and reserve notices.
    Owner / evidence: ______________________________
[ ] 3. Submit requested information through Square’s official secure process.
    Owner / evidence: ______________________________
[ ] 4. Record reserve deductions, releases, refunds and dispute adjustments separately.
    Owner / evidence: ______________________________
[ ] 5. Compare the next PSP’s settlement, reserves, fees and required sales channels.
    Owner / evidence: ______________________________
[ ] 6. Connect and test the approved provider, keeping existing Square obligations assigned.
    Owner / evidence: ______________________________

Next action: ____________________________________
Target date (once confirmed): ____________________

A pending transfer, an account review and a reserve are different issues. Another processor does not release Square funds or set its review timeline.

Source guide: https://shieldbillpay.io/guides/square-funds-on-hold/
Payments guidance: https://shieldbillpay.io/editorial-policy/